Finance - Getting Money

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Topics in Finance:
                        Getting Money              Money Problems            SBA Loans
- Ask Bob About Getting Money - Streetwise Tips on Getting Money
"Show why the business is sound, how much money you need, when the money will be paid back, and what collateral you can offer."

Business Loan Glossary
Quick guide to terms associated with business loans and financing

Banks
" Banks ... Banks are the primary financing vehicle, other than owner's savings, for small businesses. "

Personal Loans
" Personal loans are a great back-door alternative when seeking financing for a small business venture. "

Friends and Relatives
" You, like most of us, are probably reluctant to ask friends and relatives for money. But a lot of people do, at one stage or another, when they are running their own businesses. "

Lease Financing
" Leasing is a super financing alternative if you are seeking funding to obtain business equipment. Finance companies, banks, and many firms that sell high-priced equipment will lease to you. "

Factoring
" Factoring refers to a practice whereby you sell your receivables for a discount before they are due. Historically, factoring has been heavily used in some industries, such as the garment industry, ... "

Venture Capital
" Despite all of the attention venture capital firms get in the business press, they actually finance very few businesses. The better venture capital firms are deluged with proposals from budding entrepreneurs. But most of these entrepreneurial proposals are inappropriate to the goals of venture capitalists. "

Going Public
" Going public, that is, selling stock or debt to the general public, is an extremely complex and massive undertaking. "

BizBuyer Leasing
Describe your equipment purchasing needs and get competitive quotes from qualified vendors.

Featured Book

Streetwise Small Business Start-Up
When you start a small business you soon discover that things just don't happen in the real world the way they tell you in business textbooks: Invoices don't get paid by their due dates, ads don't consistently bring in customers, sales don't continually rise, and profits aren't always there. In this book, small business maverick Bob Adams shows you how things really get done, and acts as your mentor by providing instant access to streetwise advice on every small business topic.
Regular price: $17.95
Web Resources

LiveCapital.com
Find the business financing you need at LiveCapital.com Comparison shop for, apply for, and secure loans, lines of credit, equipment leases and more from many of the nation's best-known financial institutions. Submit just one short online application - free of charge - choose from multiple offers and a variety of lenders, and receive a lender's decision on screen instantly. Apply Now

The Angel Capital Electronic Network
ACE is a service that tries to match small businesses to investors. Register with their service and they will seek out investors who are interested in the same area of business.

Business Journal Baltimore
Learn how some entrepreneurs have found that banks are not the only places to look for financing.

The Business Place
Provides financing options in Canada investors, venture capital and financial institutions.

The Capital Network
Not sure which venture capital firm would be interested in your business? Capital Network matches venture capitalist with businesses of similar interest.

CNNFN
Good article on getting your first business loan.

Data Merge Inc.
Looking for financing options? Data Merge provides matching services for businesses to multiple financing options investors, banks, venture capital.

Enterprise Corporation
Find the capital needed to start your business. This site has listings of venture capital firms and supporting information on the topic.

Garage.com
Providing to help high-tech startups find $500K to $2M in seed capital.

MoneyHunter
Search for investors matching your criteria, and advice on searching for venture capital. Guests are asked to first sign the guest book.

The Money Store
The Money Store offers small business loans, mortgage/home equity loans, home improvement loans, and more.

National Financial Services Network
Provides state by state links to local resources that will help resolve the financial needs of the small business.

Online Resources and Communications Corporation
This site provides links to hundreds of banking Web sites. The list can be searched by region.

Small Business Administration
SBA financing site provides advice and options for finding sources within the SBA as well as outside sources.

Small Business Administration
A page with links to over twenty financing companies licensed by the Small Business Investment Companies (SBIC) division of the SBA.

Small Business Administration
From this page you can access information on seventeen different loan programs offered by the SBA.

Time-Value Financial Services, L.L.C.
Financial service that buys your future income at a discount to provide you a financing alternative to borrowing.

Venture Capital Online
Provides contact information for finding venture capital firms.

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